skinNbones

Thanks . Color run was a right fun atmosphere so id recommend it if it does get setup near you. Sent from my GT-N7105 using Tapatalk

Sounds like you have this in hand . Hope it works out. Sent from my GT-N7105 using Tapatalk

I have a mortgage at 1.5 % but i earn over 7% divs on some of my ISA shares. To pay the 1.5% mge off I would lose out on 5.5 % earnings , so I don't . Sent from my GT-N7105 using Tapatalk

Hi, You sound pretty organised. Are you sure your rent reduction outweighs, the increased commute cost ? (and is it worth losing that extra time you'e now going to be spending driving). I'm not quite sure I follow the logic behind all those TMM 'baby steps'. Step 2 : My first principle with debt (and savings) is to ALWAYS pay off the most expensive interest first - doesn't really matter to me, how many there are. And what's more, if I have a savings or investments opportunity that can yield better returns than my debt costs me, put the money there instead (remember to take tax implications into account). Step 4 : I assume "pre-IRA" and "pre-tax" investments all means investments that you cannot access until retirement age. Are you sure you want to keep working into your 60's ? I go for a mixture here. In this country we have pension investments which are 'pre-tax' but then you pay tax on any earnings from those investments (in retirement), and we have ISA's which are 'post-tax' but the earnings on these are tax free - so they are essentially equivalent, except I can get my ISA money whenever I want. Step 3 : 3-6 months expenses 'bubble'. This one actually has me worried, I've never had this much in cash, more like 1 month, so maybe I need to review my finances. :S Step 6 : Again, in the current interest rate climate (since 2008) I would be in no rush to pay off house debt (it's so cheap), but use it as leverage for investments. There was a time you could have Offset mortgages, which were the best of both worlds, but they don't seem to offer those any more. On phones, it might be worth considering SIM only, if you're not too bothered about the phone (and would consider eBay) an old iPhone 4 is pretty cheap these days, and SIM only deals (in this country) can be far cheaper than Contract Phones. I pay about £20 p/m for 2 Gb $G data with unlimited txts and more minutes than I need - a comparable plan with a bundled phone would be over £40. Not sure if that helps at all, sorry if I'm a bit off-topic, or my perspective doesn't quite work in US

That level of weight loss is very impressive. I'm not sure how that translates to weight, but I understood that the general guide was 2 lbs a week being a sensible goal, and any more is perhaps ... too impressive, and would most likely leave you feeling tired (and hungry?).

I'd recommend watermelon and strawberries with ice . We had that in a hotel foyer which is what got us into infused water in the first place. Sent from my GT-N7105 using Tapatalk

Update , on 5K progress. We actually did the Color Run this weekend - WOOT. Did it with the kids though, so more of a Color Walk. Went well though, and me and the missus both felt it was well within our comfort zone. Accepted : Running the whole course is a different kettle of fish, and that is what my challenge this cycle is working towards, but this was a really good confidence boost at the start. Kids (4 & 7) seemed to enjoy themselves too, which is good and great to be starting to make exercise and outdoor activities a part of life for them too.

Complete , I think. Sent from my GT-N7105 using Tapatalk

Welcome. I'm a new Recruit too, I used to go to school in Manila, but live in the UK now : (

Counting Servings sounds like an interesting plan and something that could be easier to maintain long term ( and more sociable than sitting at the dinner table scanning all the barcodes I'm sure). I'll be interested to see how you get on with that . ☺ Sent from my GT-N7105 using Tapatalk

Thanks for ypur reply. I was setting alarm to go home for a while , and that did help so this could be a good idea, cheers . I wouldn't be too afraid of the couch to 5k for calories . The first few weeks at least (we started week 4 last night) are pretty easy and you can just follow up with some fruit or something, to get your calories back. You're not running too hard, just a light jog. Sent from my GT-N7105 using Tapatalk

Ill have to take a look at soya beans and fish snacks . Cheers . I made a bit of a discobery yesyerday as well. Tesco do a sunflower and pumpkim seed bread which is 140 cals per slice for almsot 7g protein. At £1.40 a loaf its more than a normal loaf of bread but £/g is pretty good ! ( and looking at your post Tanuki, thats better than cashews). Sent from my GT-N7105 using Tapatalk

Good start, well done. Getting enough sleep is always a challenge for me as well. Well done for making it a priority . Sent from my GT-N7105 using Tapatalk

Thanks for the input . Nice to hear from someone in the same boat. I have had a bit of a read of the stronglifts 5x5 page. I was thinking exactly what you have suggested ( which is always pleasing ) I think I will do their program possibly on the next challenge , or maybe the one after . Possibly with GOMAD. For now I'm sticking with the bodyweight program, give my muscles a chance to get a bit stronger and used to working before I go too crazy on the intensity. Sent from my GT-N7105 using Tapatalk

So does this mean you're doing pull ups every day? I've been only working out on alternate days (?) Sent from my GT-N7105 using Tapatalk

Wow, I've just discovered that pumpkin seeds are 30% protein , that's better than beef! Sent from my GT-N7105 using Tapatalk

Not sure, maybe have some more whisky just in case ...😉 Sent from my GT-N7105 using Tapatalk

Cheers, I'm stocking up on some plain whey protein then. Thanks. I think we have some raisin flapjack recipes I can mix it in with.

Hi again. I've been doing better, but still having the odd day where my protein is not enough. Was thinking of getting some protein bars or some such for every now and again. However, they seem to be over a quid a bar, which seems a bit steep. Does anyone have a good source of reasonable quantities of reasonably priced protein bars ?

Zombies run says it works with your music but I haven't used it yet to confirm that

Mfp has suggested 2300 to gain .3 kg per week , so I'm just seeing how that goes for now .

Count me in. Brief intro : Skinny dude 34, aiming for first pull up. Following startbodyweight.com progressions.

Sure, I'll join you in that .

Hi can I just clarify that when you say 1.5 g / lb you mean consume 1.5g protein for each lb of my body weight ? I think that formula means i should be aiming for closer 220 g of protein if I've done my maths right.

Thanks for the points about cardio. I think I should be alright for know as the whole couch to 5k thing is only 20 minutes. I am however , making sure i log these (and my cycle commute) into mfp so I can ensure my calories still stack up.