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juliebarkley

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Everything posted by juliebarkley

  1. You mean, life isn't all about money? Which option is cheaper is only one consideration. Yup, balancing act, and what's right in one place is probably not right in another. I feel like both choices are lackluster - houses are going for 10x earnings with no conditions, rentals are scarce and if you get a good price you might get renovicted. Hot housing markets suck. (Won't touch rent control - trying to behave. ) Sorry your experiences were so unpleasant. What an awful time to have to find a new place to live. Are you in a good place now? I have some bad experiences on the other side of the equation. When we moved out of my first childhood house, by parents kept and rented it out (for too low a price and without background checks, which was part of the problem). One tenancy ended with the renter in jail. One was a hoarder and left the basement full of stuff and a fire risk. And the last one was an "I know my rights" type problem tenant who was trying to milk my father dry. The last conversation we ever had was about her latest demands, and I strongly believe that the stress of dealing with her contributed to his fatal heart attack later that day. Fortunately when we told her he was dead and we were selling up, she moved without a peep. Aah, I get you now. Banks as landlords could end up being a good thing. No one goes into business altruistically, and landlording is a business after all. I like that they are focusing on building purpose-built rentals rather than just buying things to convert to rentals. I really believe that in both our countries, a big part of the reason for both high house prices and high rents is decades of chronic underbuilding. Unfortunately that takes a long time to undo, but it's a step in the right direction. The worst is going down a string. Which is why I really need someone to look at my bow grip and stuff. Very likely there are issues with all three of the things you mention, and I can't see them well enough from my vantage point to really know (or even know what they are supposed to look like). Must figure out when I can fit a few lessons in, now that I have contacts. On to step two! Hush. Good to know I am not alone. Why only out rather than in though?
  2. Ah, but you can't compare straight rent to mortgage; that's misleading and will always make it look like buying is cheaper. Buying has "hidden" costs that renting doesn't have - insurance, property tax, maintenance, and the opportunity cost of your deposit (ie. lost investment returns). My UK life experience is out of date, but my googling suggests the real costs of each are about even over there right now. But yeah, one of the big downsides of renting is at the end of your term, the owner can decide not to renew the contract, and you have to move, possibly on short notice. On the flip side, at least you can move. I knew a couple who was trapped in a small town, trying to sell their house for more than three years and failing. They had to pour so much money into that property before they could unload it at a big loss. So both options have their risks. The UK housing market is different (property chain - why??) but more similar than most other European countries to our market. And to our mindset - that everyone should buy because renting is "throwing your money away" and "house prices only ever go up" (we are also a bit property-obsessed over here ). We are also suffering from significant shortages of rentals, partly for the same reasons (zoning/underbuilding), partly for other reasons. (For example, a lot of the smaller landlords have recently gotten out of the business because it's too risky. You can't take a damage deposit here (you have to take the tenant to small claims court instead), and it takes months and around $10,000 in fees/lost rent to evict a problem tenant. The pro landlord companies who have purpose-built apartments know how to deal with this, but your average mom and pop doesn't, and that's who provides most rentals outside big cities. One, maybe two bad experiences, and they throw in the towel.) So the rental market is very tight, pushing rents way up, at the same time that people can't afford to buy, pushing up demand. A bad combo for your average person just wanting a place to live. People are in bidding wars for rentals. When I was looking, the options in my area were a room in someone's house for $600, or a luxury two-bed apartment for $2800. Nothing in between. (And also, that's a crazy price for just a bedroom!) Can you explain what you mean by subscription model of housing and banks being landlords? It made me think of multi-generational mortgages and a drift towards feudalism. My biggest concern housingwise (other than the fact that I can't find an affordable rental) is Canada's extremely high and fast-growing personal debt ratio (mostly mortgage debt). When interest rates go up, we will have to raise them when everyone else does or get hurt in other ways. It's getting to the point where it's a systemic risk to the whole economy. ( Sorry if I have gone on too much. I enjoy this topic. Housing market nerding for the win!) ----------------------------------------------------------------------------------------------------------- Habits Exercise: yes. Am I the only one who has trouble exhaling when bending sideways? Reading: yes. Today's chapter was an awkward marriage of two unrelated topics, structure and fake news. I quite liked the structure part - it talked about things like how a story about scientific discovery is different if the author moves from discovery to discovery or scientist to scientist, or writes as from beginning to end or as a loop bringing you back to where the story began. Not a thing I'd ever really thought about, so it will be fun to try to apply. The fake news bit though, didn't quite achieve what it set out to, IMO. l thought it would be about maybe the history of fake news, or tips for picking it out, and there was a tiny bit of the first of those at least. But most of the page space was instead given to Trump's redefinition of fake news to mean "news I don't like", with lists of examples of things he said were fake that were later corroborated. If he had used these examples the way he used the ones about Watergate (sparingly, as examples of how governments will try to discredit media that exposes their misdeeds), it could have worked (though it's not the same topic he started with really). But it was not well done. There were too many examples and not enough effort to link them back to a point. It felt kind of ranty. As a non-American, I found my attention wandering at the list of minutia in the Mueller report (which also felt tacked on), for instance. So I think that part was not really successful, needlessly alienated non-Americans, and may end up dating the book prematurely. A missed opportunity. But the structure part was very good. Quran: yes. Today's theme was "fair and equitable" - that one should protect the rights of others, and a strong suggestion that by defending justice for all, even an accused murderer, you are also protecting your own rights. Prayer: yes. Fiddle: yes. Practiced my old songs, plus some new ones from the fiddle book. Still squeaking a lot. I hope the lessons I eventually get will tell me why I am squeaking. Duo: yes. Tasks Decided not to roll, but to keep working on my will. I bought the power of attorney and medical directive parts as well, so there will be a lot of copying out when I am done. But it's too late to do all the form-filling now unfortunately. Oh, and my application for Kids Help Phone was approved ahead of schedule, so that was pretty cool. I'm looking forward to this volunteering gig.
  3. I survived Snowmageddon! 47cm of snow by 5pm, and it was still snowing. The Ottawa internets were sharing snow-related humour. Enjoy a short clip of rest-of-Ontario's favourite sport, mocking Toronto. Habits Exercise: yes. Reading: no. Plum forgot. As long as I don't miss more than two more days, I will finish by the end of the month and still hit the goal. Quran: yes. Prayer: yes. Fiddle: no. Did some reading in the fiddle book though. Duo: yes. Tasks First roll was to check out LearningAlly, one of my volunteering options. Just like last time I checked, there is nothing for someone like me. (I am not a man. I am especially not an African-American man. I am especially especially not an African-American man with a Sudanese, Somali, or Ethiopian accent. Twelve open projects, ten of which require African-American male voices, many with an African accent. Maybe actively recruit this demographic, guys.) And I can't easily record right now anyway. Hey ho. So I rolled again. "Make a will." Ah. Yes. That one. I've had this on my important-but-not-urgent todo list for way too long, mostly because I don't know two people that I feel comfortable asking to witness the signing. Sigh. I know the lawyers advise against it, but I'm probably going to go holograph. Get a cheap will done up online so I have some nice legalese, then copy the text out by hand to make it holograph. The chances of anyone contesting my will in my present situation is very low, and if my situation changes, I would need a new will anyway. My assets are all things like bank and investment accounts, some of which already have designated beneficiaries. No real estate or other expensive and complicated physical assets. So I think it will be fine? Got to be better than the nothing I have right now anyway.
  4. If it's too much, why not cut it back? Work with your tendency rather than against it. Instead of making a plan for all the stats at once, how about just for one? You sounded like you had decided to give Vitamin a try for DEX. Do a couple of sessions this week, and you'll know if you want to keep going. If yes, plan for DEX is sorted. On to the next one. If not? Try something else. Repeat evaluation next weekend. Don't think about all the others until you have the plan for ONE. I'm sorry that your work is draining you dry. But yay for clean apartment and language practice!
  5. Habits Exercise: no. Heels are letting me stand and walk normally again, but I left this too late. Not going to exercise at 1am! Reading: yes. This chapter about sources, and how content and format are tied by time (newspaper articles the day after an event are usually first-person or eyewitness accounts, newsmagazines move towards analysis, books even more so to narrative and understanding). It was good. No complaints. The author's examples make me think he's sensitive to criticism though. Quran: yes. Prayer: yes. Fiddle: not yet. Today I will read some of the book rather than playing. It's cold down there (and also 1am). Duo: yes. Tasks I think I forgot to roll today. I did pull out some of my documents to go through. Some are in the recycling, but the "to work on" pile didn't get touched further. Also evaluated a few of the books that have come in for me recently to see if I want to add them to my pile. I also worked at two libraries this week that I either haven't been to in years or have never visited, and came home with a new book from each one. Visiting new libraries is dangerous when you are trying to weed your reading list. Not the greatest day. I will round it out with a children's graphic novel and some food.
  6. There surely would be a webcam involved. Okay, maybe I'll get back to the one place that does virtual lessons then. They said they do a free 25 minute consult, which would probably be enough to figure out if it works for me. And if online works, there's no reason to stick to local people either (a good thing, since New Town doesn't have a local teacher that I could find). Thanks! Heh, yeah, I have a pretty good idea of what I want to cover. I'm frustrated with the homeschool materials available. They're almost all religious, even from otherwise secular curriculum publishers. This puzzles me a bit - it is not normally this hard to find good non-religious curriculum. Could also be because the topic is short shrifted in schools, so there aren't a ton of resources out there to borrow and repurpose. I have McGill Personal Finance and a bunch of adult-targeted books to pull things from, and like two homeschool resources I haven't checked out yet. This is a topic I could happily rant about for a long time, but I will do my best to refrain. For the last, oh, 18 years or so, Canadian housing prices have risen significantly faster than both inflation and rents (which have also outgrown inflation, just not quite as extremely). There are reasons for this and like most things, it's complicated. It's not sustainable long-term, but who knows when or how it will end. I personally would not buy into this market right now, for reasons. But just in general, both renting and buying have their own benefits and drawbacks. Neither is intrinsically better than the other; it really depends on your goals. I do think there is too much social pressure on people to buy because renting is "inferior", but especially when you are young, the drawbacks of buying (tieing up a lot of your cash in one asset, restricting your mobility, increasing your fixed living costs) far outweigh the benefits in my opinion. Yeah, I like Reddit in general and most subs I have been on are really good sources of information - I actually target Reddit with google searches pretty often when I have specific questions to answer. The Canadian personal finance one unfortunately has a lot of people who just want to insult people, especially beginners. And not friendly insult banter or tough love either, but plain meanness.
  7. Well, now that two people are thinking of reading this one, I will definitely keep up the comments! Probably not too surprising - traditional fiddle is all about the dancing. Do you still contra? Ooh, I never thought to look at YNAB for information. Thanks! I checked out the second list and I know those names. I may have more than a passing familiarity with the literature on this topic. They are all promoting a very similar strategy for investing (not a bad one, but just not a ton of difference between them). They really are more focused on the saving and investing end of things though, and we need to do a bit more foundational stuff: needs vs wants, budgeting, what are stocks/ETFs/REITs/RRSPs/TFSAs, what is risk and why does every choice you make with your money carry it, what is opportunity cost, what is compound interest and how does it work for/against you, etc. And also that money and material things aren't the purpose of life; the things that really give your life meaning and joy are seldom things that money will buy you. I have a long list. Plus he already knows some things - he has run more than one successful business before - and he's, like me, a natural saver, so as always we will shift the emphasis as needed. My absolute favourite personal finance book is Your Money or Your Life, which is more about an approach to life than the nuts and bolts of investment selection. I have also gotten value from some of Robert Kiyosaki's stuff, though I know he's a bit controversial. Canadian MoneySaver is a fantastic magazine if you do primarily dividend investing. And lots of others. (Sadly, the Canadian personal finance subreddit is a nasty place and I cannot in good faith recommend it.) ----------------------------------------------------------------------------------------------------------------- Habits Exercise: no. My heels are killing me and I would like to give them a chance to heal. Even standing normally is putting the skin under strain and risking reopening the wounds. Reading: yes. Finally! A chapter on bias and a few techniques for identifying it in a writer. More applicable to articles than books, but still. Two things that weren't included that I wish had been. The author hinted only indirectly, but I really wish he had made explicit, that bias gets easier to spot the further the writer's bias is from your own (as are the argument's flaws, omissions, etc.), so the techniques come in most handy when you don't feel the bias jumping off the page. Also, one very useful technique (who is quoted and are they framed favourably or not?) does depend on a certain amount of subject knowledge (ie. that you know who the quoted people are and what their own lean is likely to be). He sort of omitted the "figure out who these people are" part of that technique. This is less important if you can identify the bias anyway, such as if the article states that it is quoting a PETA supporter and you can gauge from the word choice what the author think of them, but very important if the sources aren't helpfully flagged in the text as PETA supporters or similar, or if you know nothing about the topic. Maybe this will be covered later though. (True story: I got sick of my local newspaper's coverage of one particular issue a few years back when they kept quoting an organization with an authoritative-sounding name as their main, sometimes only, source. I knew from my personal interests that the organization had perhaps a dozen members and was a front for one individual whose views were very much a minority in his community. There are a lot of similar front organizations for other issues; I try to check out unfamiliar organizations now when I'm invested, just to make sure. Occasionally the googling turns up interesting things.) Quran: yes. Prayer: yes. Fiddle: not yet. Going to keep looking at the new book. Duo: yes. Tasks My rolls were toying with me today. First I rolled my CON walk-across-Ottawa plan, but it is too far in the future to be planning the finer details now. Rolled again, and got fiddle tutor. I suppose I could make a decision about that, but it seems wise to wait a little until the Omi wave dies down. Unless... more experienced music folks, do you think that a basic hand position/bow hold checkup could be done well by online lessons? I feel like it's more suited to the step above that and beyond, but I'm not a music teacher, haven't been to a lesson since piano in my long-ago childhood, and they've had like a whole year to get good at online teaching. My gut could be very wrong here. My final roll was to work on my VO website. I can't realistically record right now so that was also a bit , but at least I can put a little effort into it. Probably not too much. Then I'll start working through the GIANT PILE OF PAPERWORK that I found while looking for the bank account info I delegated. I DO NOT want to move this crap again.
  8. Habits Exercise: yes. Some stretching. Minor cat participation by two different felines. Reading: yes. More on the front and back matter. This chapter felt like he was writing to a first-year college student - take note of the stuff on the copyright page so you can source, what are foot/endnotes, how you can sometimes read a work's political lean by browsing its bibliography (but that this doesn't necessarily discount anything in it, it's just good to be aware of). I really hope he moves on to dealing with the content soon, because I know what the parts of a book are and why they are there, and I know that an article's title can suggest its conclusion (or that they can be extremely misleading; a particular pet peeve of mine when so many people read only headlines shared on social media, ugh). Otherwise this book is not going to be what I was hoping for. Quran: yes. Prayer: yes. The Quran reading handed me a prayer right in the text, which made continuing with gratitudes super easy. Fiddle: yes. I've been playing with speed for the last two sessions. I also found a fiddle book I haven't tried yet and played a (very easy and short) tune from it. Duo: yes. Tasks Rolled reviewing my homeschool personal finance material. I have a pile that I've collected that needs review, because I was waiting for one of the subjects we are doing to be finished up so that I'm not making the workload unmanageable, but we picked up an online course and made a few other digressions, and it hasn't happened yet. But I know he's excited about doing it, and it's important to learn, so hopefully soon. I had a book show up on my library holds shelf that I thought might be good, so I started to read it today. Five pages in and I'm already bored, and this is a topic I'm usually pretty keen on. I'll skim it to see if he suggests any topics to add to my list, or has any good ideas for approaches or activities, but there's no way I'm using this book as assigned reading or similar. Ah well. Eliminating possible material is still progress.
  9. Pssh, their problem, not yours. What a lovely pond!
  10. The shock I feel! The horror! Toronto/South Ontario really is another country, I swear. At least you are setting it right. "The more I read, the more I acquire, the more certain I am that I know nothing." (Note to self: read more Voltaire. He is badass awesome.) Three out of four ain't bad, especially when the fourth was one I was hesitant to include. Land of the Silver Birch is one of my favourite too - it's hauntingly beautiful when well-sung in parts. There are no really good versions on YouTube though, and for some reason there are SO MANY videos that mix up the titles of My Paddle Keen and Bright and Land of the Silver Birch. They are not at all the same song, YouTube. I remember burning a lot of time trying to find good versions of these when I did my fiddle music challenge in (I think) January 2020. I swear I remember building something like that too. ------------------------------------------------------------------------------------------ Habits Exercise: not yet. After this post. Reading: yes. This time a shortish chapter on introductory material. Quran: yes. Actually played into the "knowledge and wisdom bring humility rather than arrogant certainty" theme, by my understanding anyway. Also a conversation had elsewhere about how two people can look at the same facts and come to different conclusions. Always super cool when your recent thoughts show up on the page like that. Prayer: yes. Fiddle: not yet. Will also be after this post. Disappointed but not surprised that no one is doing anything in person and some of the tutors have quit giving lessons or taking new students. I'm just not sure what I want to have checked can be done effectively over the internet. Duo: yes. Tasks Wrote my investment plan. Ordered some buttons so that I can get my booth up and get to work. Added a Druid tag to my challenge because once again mental health has been a big topic, though it wasn't meant to be. Delegated chasing up some old British bank accounts to my son, since he's there right now and it's been such a PITA to do from here that I haven't done it for a decade. Beat my son, my ex, and his two other kids at a game they play hardcore and I have played twice. (Sweet sweet victory it was.) A good day.
  11. I have had a lot of times when I updated on a bad day or headspace, and it immediately started getting better. Maybe just from sharing the burden with someone else, maybe just mentally processing it by writing, who knows? I hope you get the same from your update. You deserve good things.
  12. So, I don't really know what happened yesterday. Every time I looked at the clock, an hour or two had passed. I didn't start my supper until 8:30, and didn't finish it until well after midnight. Yet I did almost nothing that I can remember. Certainly nothing challenge-related. I have no idea where the time went. But today is a day off, so hopefully it will be both more productive and more memorable. ---------------------------------------------------------------------------------------------------------------------------------------------- Right?! I have been reading until I hit something I want to sit with and think over. Then I stop. It does make the reading rather slow, but so what? Lol, I feel like conscious incompetence is my permanent state. Either I know I know nothing about a thing, or I start learning and then quickly discover how much I don't know, cannot know, and will never know. This latter process never ends, even as you keep diving into a subject (especially as you keep diving into a subject). It is humbling, and makes life worth living. There is always more to learn. I've started the difficult part. I'm not looking forward to the follow-through. Those ones are probably American actually. The book I've been learning from is very 'Merican. Canadian songs on the same so-traditional-all-children-know-them level might be I'se the Bye, Land of the Silver Birch, Farewell to Nova Scotia, or My Paddle Keen and Bright. (I assume you know these ones, @Rookie! Tell me if I'm wrong.) The most famous Canadian folk fiddle tunes are probably Maple Sugar, Red River Jig, St. Anne's Reel, and Whiskey Before Breakfast. That would be awesome! Thanks! The goals are short. It helps a lot. I get a lot of reading done on my breaks at work (though I'm not counting that for this challenge). I also have had times where almost the only reading that got done was whatever books I read while eating. It's one of the reasons I read a lot of non-fic; fiction generally requires immersion (short-chaptered thrillers maybe the exception), but non-fic often has convenient section breaks every page or so, making reading just a short piece whenever convenient much easier. I don't like reading fiction that way, so I find it way harder to work into the schedule. (I actually had my library books sorted this way for a while - books with long section divides requiring blocks of time, and ones with short sections suitable for mealtime reading. Guess which pile shrank the fastest.)
  13. Replies at the end again, because there are more than I'm used to and my updates are kind of short by comparison! Habits Exercise: yes. I'm still tired - all the extra shifts and schedule changes are starting to catch up with me but there's mooore coming.... - so in order to keep the habit when I really didn't feel like a workout, I tried out the Recovery module. It's supposed to be for getting in some movement on a day after a hard workout when you are achey. It was pretty neat - it had a lot of movements I have never seen or tried before. Reading: yes. A fairly long chapter (compared to the previous ones anyway) on the different forms that non-fiction can take and how the content of the pieces is inherently influenced by the form (echoes of "the medium is the message"). Also read some more of Ghost Empire, as it is my suppertime book. This one is an odd one. It is not giving me the LaSalle content promised on the back. At least half, I would say, of the writing so far has been about the author's journey, including an evaluation of the restaurants in small-town Louisiana (why?). I would have dumped it a while ago were it not for the fact that some of the author's lengthy asides are actually quite insightful and thought-provoking. I've just finished reading one that talked about how the different experiences of American colonists vs French colonists with respect to their interactions with indigenous peoples - the Americans, who won in almost every case and were certain they would continue to do so; the French, surrounded by the powerful Iroquois war machine, losing over and over and always shoring up against the next inevitable loss, but believing that even losing could have a dark beauty and heroism to it - shaped the founding mythology, heroic figures, architecture, and even religion of both peoples. He's not wrong, and the more I think through it the righter he gets. The forces that produced both Manifest Destiny and Je me souviens are still influential today. And that's why I'm still working through this book. But I want more of LaSalle, please. Quran: yes. Discovered that my app tracks both time and verses by week. My numbers are low, but I don't care. Stop trying to shame me, app. I'm doing better than before, and that's what matters. Quality over quantity. Prayer: yes. Fiddle: yes. The squeaking is much better since tuning! Duo: yes. Tasks Rolled working on my investment plan (not actually part of the challenge, but it was on my Second Quadrant list from before). This badly needs review that I really cannot give it right now. Perhaps tomorrow, when I am a bit fresher. But it will only be fairly general, an overview of sorts with basic thoughts on selection criteria, because I have other things I want to sort out first before I get into the meat of it later this year. Ignoring your investments and not swapping them out overmuch is not the worst thing you can do, or so I'm told. ----------------------------------------------------------------------------------------------------------------------------- Missed this the first time; sorry! The ones I'm doing are old folk classics - Oh Susanna, Clementine, and She'll be Coming 'Round the Mountain - to play with someone else who is also practicing an instrument. My goal is to learn what I guess would be called "old-time" or Canadian folk fiddle. The Ottawa Valley has a strong tradition, as does Quebec, the Maritimes, and the Métis and some other indigenous groups. That's why I hung onto it, and now I'm glad I did! Okay, good point. Point taken. And you have a gift for framing things in just the right way - both making a good point (more than one actually) and making me smile. I freaking love this analogy! It is what I was really looking for in the first place - peer support from fellow travellers that I trusted. But I see your point that some more expert guidance could also be a good thing. (As indeed I finally have with my fiddling, lol.) Okay, okay, I get it! I will try to let go of the guilt. True true! And it's probably a good thing that I've finally gotten to a point where I can recognize that and begin to solve it, right? Even if it makes me an awkward person right now because I'm so conscious of it.
  14. Just curious - do you have the same issue with your shoulders when your arms are bent? Like do you have trouble with keeping your arms up to wash your hair, for example?
  15. Gonna throw the replies at the end again. Habits Exercise: yes. I fell on the ice while running errands today and landed on my wrist. It was still twingey by this evening, so when I saw that Elements was One-Armed Baby Frogger and 3-Point Bridge - two movements that put all your weight on one wrist - I noped out and did Mobility instead. Bonus hip stretching for the win. Reading: no. My plan is to settle in with some popcorn right after this post. Quran: yes. Prayer: yes. I like how I can do this one while writing up if need be. Fiddle: yes. I almost talked myself out of it because wrist, but it wasn't a problem. Duo: yes. Tasks Rolled getting my yearly goals into a more respectful format so I can read them every day. And did it. It was a pretty small task though and I was fully intending to roll another, but kind of frittered the day away. Ah well. It was my only day off this week, so a little frittering was probably not unwarranted. Thanks. I'm really new at this whole sharing-and-asking-for-help thing, so maybe not surprising that I go to the wrong place to do it? I come to you guys because I have had good experiences in the past, which lead me to think that some people here genuinely do care. That is a wonderful feeling, not gonna lie. But I don't want to take advantage of people's goodwill either. It would be good if this helped someone else - I basically screwed up the courage to face it myself and talk about it from seeing others talk about their struggles in their own challenges. That others have gone through the same thing is comforting; I feel less alone and weird. (Though it did also make me think "so clearly everyone has these thoughts and they are nothing special and you are making a big deal out of nothing and just being dramatic and attention-seeking" ... so I should probably add that to the list I'm making. Yes yes, this time I got it. I had never really thought about it as a kind of maintenance though. Interesting. I'm trying to. Don't want to abuse my willing community though, so gotta make sure that I actually use all this talk for good and take action on it. I should say actually, that by throwing up their hands and admitting defeat, they probably improved service for minor mental health issues in Ontario. I don't believe treatment for minor depression or anxiety through therapy was something covered under OHIP before. You could pay for it privately at around $150/session, or go to the doctor and probably get either pills or instruction to stop bothering them with trivial things, depending on your doctor. So all those people, as well as people like me who would probably never go to the doctor over such a thing, now have access to a service they didn't have before, that probably saves the whole system money in the long run. Pretty neat. I'm still at the very beginning and hoping it'll live up to its early promise! Let me know what you think when you read it.
  16. Yes, proof of life! Much Skyrim is one way to rest the shoulder. Happy healing.
  17. A game with no bosses left to fight... All you can do is retire the character and register your high score. Nothing else left to do. That wouldn't be much fun, now would it?
  18. Yay for self-acceptance and strong foundations! I agree with Heidi. Between the dead boss and the slowly shrinking three remaining ones, how is your track record "not really very good", exactly?
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