Mint user of several years:
I find it's a great tool to see across multiple accounts and organize expenses into categories. However not so much for creating and keeping a budget.
My recommendation is to create a budget manually on excel.
Yes, it is going to be tedious and may not be pleasing to the eyes.
But going through the process of listing all your expenses and truly seeing how your hard earned money is spent will prompt the correct questions.
Be sure to include categories for the following:
1. Transfers - Parents, friends, etc. - It's impressive how these really add up.
2. Loot - Everyone thinks car or house. But, setting money aside for something small for yourself is key.
3. Non-Standard Categories - No one but you needs to see your budget/finances. If it's important to you, then track and save for it.
Food For Thought: Is your concern being low on money or not having enough left for something you truly want? (Answer this to yourself, no post required)
