Lord beer me strength - Jonesy 2019.2

[Jonesy]

 

Forgot to post this earlier!

The following Home, Health, and Financial sections will be the foundation for all my goals and challenges for 2019. Below is just the same text from the first challenge that will pretty much follow me throughout the whole year. If you are new, you can start with the spoiler.  Also forgot February is a short month...some Feb. goals may bleed into March. 

 

Spoiler

HOME

One of the biggest areas in my life that cause me to relapse into old habits is the chaos that is called my home. I jokingly say that my house looks like I’m losing a game of Jumanji. Each year I make an effort to get on a cleaning schedule or organize the disaster I live in. Every year it starts out well then things start to snowball and accumulate, bringing me crashing down and curling up on the sofa to watch Netflix. I'm looking at you, Michael Scott! I decided to read The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing by Marie Kondo. For years I’ve wanted to read this book but had anxiety just thinking about it. Well, I had lots of quiet data entering time at work so I downloaded the audiobook and that helped me start and finish the book. Just thinking about how she describes the process still makes me uneasy but I think I need that. I just have too much stuff I never touch and the clutter is driving me insane. Marie Kondo says it can take 6 months to a year to fully tidy up and I think I’ve broken down her categories pretty good so I can hit my goal of December 31, 2019. Bonus, Marie Kondo's Netflix show starts on January 1st. I'll try to incorporate that into my goal somehow. 

 

HEALTH

I can’t ignore health so of course, it has its own section. My health section covers exercise and nutrition. 2018 was a year of slacking when it came to exercise. I don’t remember the last time I went to the gym or did a routine workout. I could check but I honestly don't care...I don’t have a specific end goal for workouts in mind but one big goal is doing the Christmas Rush 5k in December. I have no excuse for not doing it since it’s in my town and only a 5k. Nutrition was not horrible but it can always be better. I want to get back in the habit of not drinking my calories, I want to make sure I’m making my lunches for work and it’s always good to get more veggies!

 

FINANCIAL

Who doesn’t want financial freedom? With my new job and new salary, I have a real chance to pay off my debt and start working on my retirement. I took some time and did a rough draft of my budget, plus snowball payments on each of my debts and did my budget out until I had no more debt. According to my math, I can pay off everything, including my townhouse, by my 40th birthday. With a pretty aggressive budget plan, it is doable. The budget does not include potential income increases and increased bills but it’s a great place to start.

 

2019 MONTHLY CHALLENGE BREAKDOWN

 

I’ll follow the challenge dates but all my goals start on Day 1 of the month and end on either the 28th, 30th, or 31st of the challenge months. Some challenges will have 2 different sets of goals, I’m ok with that. I’ve found that not starting on the 1st can stress me out and I want to do as much to avoid that as possible. Plus it’s easier for me to keep track that way. I had to rework my budget so some of my future financial goals need to be changed.

 

FEBRUARY GOALS

HOME: MK Cloth: Make room/spot for all items in one room, go through each category below and separate into items that spark joy, items that need to be discarded, and items to be donated. Once separated, either put away, discard (get it out of the house) or donate. Once that is done, move onto the next category. 

1. Bags
2. Shoes
3. Accessories

 

HEALTH: Workouts: So Washington State's winter came to visit and decided it wanted to stick around longer than it normally does. It's overstayed it's welcome. This also means I need to come up with a HIIT workout I can do at home. 

• 4 HIIT Workouts: 0/4
• Jan Soda Goal: 42/31

 

FINANCIAL: On-time Payments

1. Budget
2. Pay Bills - Online and In-person 2-3 days prior to the due date

 

 

MARCH GOALS

HOME: MK Paper: I have a lot of paper. 

• Papers currently in use
• Papers needed for a limited period of time
• Papers you need indefinitely

 

HEALTH: Veggies for lunch! Honestly, I've been reluctant to have veggies lately. Mostly because I'm lazy and veggies require effort. 

 

FINANCIAL: Start Emergency Fund

1. Save at least $50

2. Create a yearly extra's spending list. This amount will be the yearly amount I need to always have on hand or at least available to pull from for my extra spending. 

[Jonesy]

FEBRUARY GOALS

HOME: MK Cloth: 

1. Bags
2. Shoes
3. Accessories

 

HEALTH: Workouts: 

• 4 HIIT Workouts: 0/4
• Jan Soda Goal: 42/31

 

FINANCIAL: On-time Payments

1. Budget
2. Pay Bills - Online and In-person 2-3 days prior to the due date

 

 

MARCH GOALS

HOME: MK Paper: 

• Papers currently in use
• Papers needed for a limited period of time
• Papers you need indefinitely

 

HEALTH: Veggies for lunch! 

 

FINANCIAL: Start Emergency Fund

1. Save at least $50
2. Create a yearly extra's spending list. This amount will be the yearly amount I need to always have on hand or at least available to pull from for my extra spending. 

[raptron]

Get after it.  

[Mike Wazowski]

Good luck MK'ing - that's awesome on the financial freedom front too!