theanne Posted June 6, 2011 Report Share Posted June 6, 2011 I just wanted to share that today marks my first day in years that I have been at $0 credit card debt. This is a milestone because I had wracked up $10k on my cards and now its ALL OVER!!! Quote Anxious, but ambitious! Current challenge: Undermining the Conspiracy Find me on Twitter or maybe Instagram Link to comment
Wolfman Posted June 6, 2011 Report Share Posted June 6, 2011 Congratulations!!! Quote Level 1 Ranger in Training Current Challenge I would rather be ashes than dust! I would rather that my spark should burn out in a brilliant blaze than it should be stifled by dry-rot. I would rather be a superb meteor, every atom of me in magnificent glow, than a sleepy and permanent planet. The function of man is to live, not to exist. I shall not waste my days trying to prolong them. I shall use my time. -- Jack London Link to comment
Seabright Posted June 6, 2011 Report Share Posted June 6, 2011 Hey, wow, that's fantastic! Don't it feel good?!? Quote "Enthusiasm is the great hill-climber." - Elbert Hubbard Human Adventurer I want to be fit and healthy so I can explore and enjoy all the beauty the outdoor world has to offer, in all kinds of weather, all the days of my life. 2024 Battle Log | 2023 Battle Log | 2022 Battle Log | 2021 Battle Log | 2020 Battle Log | 2019 Battle Log | 2018 Battle Log | 2017 Battle Log | 2016 Battle Log Link to comment
67alecto Posted June 6, 2011 Report Share Posted June 6, 2011 That is a great feeling. I remember after we got married that between the marriage penalty on the taxes and the wedding, I didn't think we'd ever get out of debt. Feeling very literary and clever, I took my credit card out of my wallet and stuck it in a book of the "The Myth of Sisyphus" and used a debit card. Much harder to overspend when it's coming right out of your checking account. Now, we use a credit card that we pay off every month and get points on which I have used to get everything from a new TV, to groceries, while a second card carries a low interest balance from when we consolidated debt a few years ago. That will be paid off by the end of the year. Quote Repairing a lifetime of bad habits... Link to comment
CapN_Tommy_Sunshine Posted June 6, 2011 Report Share Posted June 6, 2011 Well done. That has to be a great feeling. Quote Link to comment
theanne Posted June 7, 2011 Author Report Share Posted June 7, 2011 Thanks guys. It really is amazing and somewhat surreal!! Quote Anxious, but ambitious! Current challenge: Undermining the Conspiracy Find me on Twitter or maybe Instagram Link to comment
Oogiem Posted June 7, 2011 Report Share Posted June 7, 2011 Great job! Now to maintain ;-) Quote Oogie McGuire Black Sheep Shepherdess STR 4.25 | DEX 4.5 | STA 3.75 | CON 3 | WIS 4.75 | CHA 1 Link to comment
zielperson Posted June 7, 2011 Report Share Posted June 7, 2011 Well done. Don't go into debt again. ::zielperson:: Quote More about me | Battle Log | Current Challenge: June to July Link to comment
Gathris Posted June 7, 2011 Report Share Posted June 7, 2011 Amazing work! Well done mate. Quote It is by will alone I set my mind in motion. - The Mentats Link to comment
Robzilla1983 Posted June 9, 2011 Report Share Posted June 9, 2011 So jealous. my wife and I have a line of credit that we've been trying for three years to get paid off. It's getting better and better every year, and hopefully this fall will do the trick. I'd like to think we'll start saving money once we pay that off Quote Link to comment
theanne Posted June 9, 2011 Author Report Share Posted June 9, 2011 Well done. Don't go into debt again.It's taken a lot of discipline and learning good spending habits to get here, I don't think I'll be unlearning those habits so fast especially after discovering how much you can do with your money if you only pay attention to it!! So jealous. my wife and I have a line of credit that we've been trying for three years to get paid off. It's getting better and better every year, and hopefully this fall will do the trick. I'd like to think we'll start saving money once we pay that off Keep sticking to it! It's definitely a long haul but SO WORTH IT. You'll get there. And saving afterwards is definitely my plan. I still have some debt in form of car loans so I can't save until I at least own my car outright. Student loans are going to have to wait a while! Quote Anxious, but ambitious! Current challenge: Undermining the Conspiracy Find me on Twitter or maybe Instagram Link to comment
ThePantologist Posted June 14, 2011 Report Share Posted June 14, 2011 nice work. i'm getting started at knockin' down my cc debt. Quote Link to comment
Kristen Posted June 15, 2011 Report Share Posted June 15, 2011 Excellent! I'm still working on mine, and student loans too. I've developed great money management habits, but my job pays just enough to avoid getting more in debt, not enough to make real progress. Quote Link to comment
theanne Posted June 15, 2011 Author Report Share Posted June 15, 2011 Excellent! I'm still working on mine, and student loans too. I've developed great money management habits, but my job pays just enough to avoid getting more in debt, not enough to make real progress.That's way better than nothing! The more that you learn budgeting and how to take advantage of your money, the more you'll find you can do with the same small amount of money. Also, you should look into doing online passive income to help yourself out Quote Anxious, but ambitious! Current challenge: Undermining the Conspiracy Find me on Twitter or maybe Instagram Link to comment
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